Principles of risk management and insurance

Table of Contents 1. Risk and its Treatment 2. Insurance and Risk 3. Introduction to Risk Management 4. Enterprise Risk Management and Related Topics 5. Types of Insurers and Marketing Systems 6. Insurance Company Operations 7. Financial Operations of Insurers 8. Government Regulation of Insurance 9. Fundamental Legal Principles 10. Analysis of Insurance Contracts 11. Life Insurance 12. Life Insurance Contractual Provisions 13. Buying Life Insurance 14. Annuities and Individual Retirement Accounts 15. Healthcare Reform: Individual Health Insurance Coverages 16. Employee Benefits: Group Life and Health Insurance 17. Employee Benefits: Retirement Plans 18. Social Insurance 19. The Liability Risk 20. Auto Insurance 21. Auto Insurance, Part II 22. Homeowners Insurance, Section I 23. Homeowners Insurance, Section II 24. Other Property and Liability Insurance Coverages 25. Commercial Property Insurance 26. Commercial Liability Insurance 27. Crime Insurance and Surety Bonds

Principles and Practices: Managing Risk with Consumer Considerations Redja's Principles of Risk Management and Insurance provides an in-depth examination of major risk themes. Using rich and up-to-date content on the basic concepts of risk and insurance, and introductory and advanced topics in traditional and enterprise risk management, the text is relevant to a wide number of disciplines in the business realm. Fully updated and revised, the Thirteenth Edition now covers global topics ranging from natural disasters and terrorism, to domestic issues like the ever-evolving Affordable Care Act and Healthcare Reform. Principles of Risk Management and Insurance sets itself apart by placing primary emphasis on insurance consumers and blends basic risk management and insurance principles with consumer considerations, allowing students to apply basic concepts to their own personal risk management and insurance programs.